Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNIWYO FEDERAL CREDIT UNION
UNIWYO FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+0.0% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$92,273
Average interest rate
7.9%
Denial rate
31%
Home only share
9%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 11 | $1.0M | $92,273 | 7.9% | 31% | 9% |
| 2024 | 19 | 11 | $1.3M | $115,909 | 8.2% | 37% | 18% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 11 | $1.0M | $92,273 | 7.9% | 31% | 9% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.