Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ADAMS COMMUNITY BANK
ADAMS COMMUNITY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
-28.6% vs 2024Originations
$635,000
Loans x average loanAverage loan
$127,000
Average interest rate
7.18%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 5 | $635,000 | $127,000 | 7.18% | 0% | 0% |
| 2024 | 7 | 7 | $835,000 | $119,286 | 6.82% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 4 | $390,000 | $97,500 | 7.16% | 0% | 0% |
| VT | 1 | $245,000 | $245,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.