Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Centennial Lending, LLC
Centennial Lending, LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
-50.0% vs 2024Originations
$390,000
Loans x average loanAverage loan
$195,000
Average interest rate
6.88%
Denial rate
65%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 2 | $390,000 | $195,000 | 6.88% | 65% | 0% |
| 2024 | 28 | 4 | $840,000 | $210,000 | 6.91% | 57% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 2 | $390,000 | $195,000 | 6.88% | 55% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.