Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Luana Savings Bank
Luana Savings Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+200.0% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$221,667
Average interest rate
6.12%
Denial rate
0%
Home only share
40%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 6 | $1.3M | $221,667 | 6.12% | 0% | 40% |
| 2024 | 3 | 2 | $250,000 | $125,000 | 7.18% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 6 | $1.3M | $221,667 | 6.12% | 0% | 40% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.