Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HORIZON FARM CREDIT, ACA
HORIZON FARM CREDIT, ACA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-40.9% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$208,077
Average interest rate
7.17%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 13 | $2.7M | $208,077 | 7.17% | 0% | 0% |
| 2024 | 27 | 22 | $2.9M | $131,364 | 7.76% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 9 | $2.0M | $223,889 | 7.26% | 0% | 0% |
| DE | 1 | $25,000 | $25,000 | 6.47% | 0% | 0% |
| MD | 1 | $455,000 | $455,000 | 6.32% | 0% | 0% |
| VA | 1 | $45,000 | $45,000 | 7.51% | 0% | 0% |
| WV | 1 | $165,000 | $165,000 | 7.59% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.