Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Bank of Alabama
First Bank of Alabama
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
-53.1% vs 2024Originations
$3.4M
Loans x average loanAverage loan
$223,667
Average interest rate
n/a
Denial rate
23%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 15 | $3.4M | $223,667 | n/a | 23% | n/a |
| 2024 | 34 | 32 | $2.9M | $91,563 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 15 | $3.4M | $223,667 | n/a | 23% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.