Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Park Lane Finance SolutionsLLC
Park Lane Finance SolutionsLLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
247
+35.7% vs 2024Originations
$14.9M
Loans x average loanAverage loan
$60,425
Average interest rate
11.16%
Denial rate
40%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1,252 | 247 | $14.9M | $60,425 | 11.16% | 40% | 100% |
| 2024 | 1,223 | 182 | $10.5M | $57,857 | 11.84% | 43% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 66 | $3.5M | $53,333 | 11.32% | 25% | 100% |
| KY | 57 | $3.7M | $64,298 | 11.52% | 33% | 100% |
| MI | 20 | $1.2M | $62,000 | 10.62% | 52% | 100% |
| OH | 19 | $805,000 | $42,368 | 11.52% | 29% | 100% |
| NC | 19 | $1.1M | $60,263 | 10.92% | 63% | 100% |
| FL | 17 | $1.5M | $90,294 | 10.29% | 48% | 100% |
| VA | 16 | $810,000 | $50,625 | 11.12% | 44% | 100% |
| GA | 10 | $670,000 | $67,000 | 10.57% | 61% | 100% |
| MD | 8 | $700,000 | $87,500 | 10.68% | 36% | 100% |
| IA | 8 | $490,000 | $61,250 | 11.16% | 36% | 100% |
| AR | 5 | $205,000 | $41,000 | 11.89% | 29% | 100% |
| SC | 2 | $140,000 | $70,000 | 10.37% | 35% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.