Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mortgage 1 Incorporated
Mortgage 1 Incorporated
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
78
-8.2% vs 2024Originations
$14.1M
Loans x average loanAverage loan
$181,026
Average interest rate
6.77%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 110 | 78 | $14.1M | $181,026 | 6.77% | 7% | 0% |
| 2024 | 117 | 85 | $15.1M | $177,353 | 6.86% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 75 | $13.6M | $181,800 | 6.77% | 7% | 0% |
| FL | 3 | $485,000 | $161,667 | 6.69% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.