Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FINANCIAL BANK
FIRST FINANCIAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
59
+1.7% vs 2024Originations
$8.3M
Loans x average loanAverage loan
$140,085
Average interest rate
7.51%
Denial rate
31%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 108 | 59 | $8.3M | $140,085 | 7.51% | 31% | 0% |
| 2024 | 88 | 58 | $8.2M | $141,724 | 8.21% | 19% | 12% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 59 | $8.3M | $140,085 | 7.51% | 31% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.