Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GECU
GECU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$170,000
Loans x average loanAverage loan
$85,000
Average interest rate
7.25%
Denial rate
11%
Home only share
50%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 2 | $170,000 | $85,000 | 7.25% | 11% | 50% |
| 2024 | 4 | 1 | $145,000 | $145,000 | 8.25% | 75% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 2 | $170,000 | $85,000 | 7.25% | 0% | 50% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.