Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CITIZENS BANK AND TRUST
CITIZENS BANK AND TRUST
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
47
-13.0% vs 2024Originations
$2.9M
Loans x average loanAverage loan
$60,957
Average interest rate
n/a
Denial rate
17%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 69 | 47 | $2.9M | $60,957 | n/a | 17% | n/a |
| 2024 | 77 | 54 | $3.4M | $62,037 | n/a | 9% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 47 | $2.9M | $60,957 | n/a | 17% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.