Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CITIZENS FIRST BANK
CITIZENS FIRST BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
-11.8% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$129,667
Average interest rate
6.82%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 42 | 30 | $3.9M | $129,667 | 6.82% | 7% | 0% |
| 2024 | 46 | 34 | $4.3M | $125,294 | 7.17% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 30 | $3.9M | $129,667 | 6.82% | 7% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.