Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › State Bank of Southern Utah
State Bank of Southern Utah
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
48
-20.0% vs 2024Originations
$7.2M
Loans x average loanAverage loan
$149,792
Average interest rate
7.34%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 66 | 48 | $7.2M | $149,792 | 7.34% | 17% | 0% |
| 2024 | 82 | 60 | $7.5M | $124,667 | 8.07% | 16% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| UT | 48 | $7.2M | $149,792 | 7.34% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.