Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › LIBERTY FIRST CREDIT UNION

LIBERTY FIRST CREDIT UNION

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

2

+100.0% vs 2024
Originations

$330,000

Loans x average loan
Average loan

$165,000

Average interest rate

7%

Denial rate

0%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202532$330,000$165,0007%0%0%
202411$105,000$105,0006.25%0%0%

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
NE2$330,000$165,0007%0%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.