Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Five Star Credit Union
Five Star Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
75
+0.0% vs 2024Originations
$7.1M
Loans x average loanAverage loan
$94,333
Average interest rate
n/a
Denial rate
38%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 319 | 75 | $7.1M | $94,333 | n/a | 38% | n/a |
| 2024 | 223 | 75 | $6.2M | $82,733 | n/a | 47% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 46 | $4.4M | $95,217 | n/a | 37% | n/a |
| GA | 19 | $1.7M | $88,684 | n/a | 38% | n/a |
| FL | 10 | $1.0M | $101,000 | n/a | 45% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.