Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CAPITAL CITY HOME LOANS, LLC
CAPITAL CITY HOME LOANS, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
+35.7% vs 2024Originations
$6.6M
Loans x average loanAverage loan
$172,895
Average interest rate
6.99%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 63 | 38 | $6.6M | $172,895 | 6.99% | 13% | 0% |
| 2024 | 45 | 28 | $4.5M | $162,143 | 7.5% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 31 | $5.1M | $163,387 | 6.94% | 14% | 0% |
| GA | 6 | $1.2M | $206,667 | 7.21% | 8% | 0% |
| NC | 1 | $265,000 | $265,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.