Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE MORTGAGE LINK, INC.
THE MORTGAGE LINK, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
44
+18.9% vs 2024Originations
$9.4M
Loans x average loanAverage loan
$213,864
Average interest rate
6.8%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 51 | 44 | $9.4M | $213,864 | 6.8% | 2% | 0% |
| 2024 | 43 | 37 | $8.3M | $224,189 | 6.79% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 20 | $4.8M | $238,500 | 6.74% | 0% | 0% |
| OK | 7 | $1.1M | $160,714 | 6.55% | 0% | 0% |
| CO | 5 | $1.6M | $329,000 | 6.67% | 0% | 0% |
| MI | 4 | $770,000 | $192,500 | 7.19% | 0% | 0% |
| FL | 3 | $335,000 | $111,667 | 6.96% | 0% | 0% |
| MD | 1 | $165,000 | $165,000 | 6.75% | 0% | 0% |
| AZ | 1 | $185,000 | $185,000 | 6.99% | 0% | 0% |
| LA | 1 | $75,000 | $75,000 | 7.13% | 50% | 0% |
| AL | 1 | $195,000 | $195,000 | 6.63% | 0% | 0% |
| OH | 1 | $145,000 | $145,000 | 7.88% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.