Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Community Mortgage Corporation
Community Mortgage Corporation
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
-23.1% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$217,000
Average interest rate
6.43%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 10 | $2.2M | $217,000 | 6.43% | 18% | 0% |
| 2024 | 18 | 13 | $2.7M | $207,308 | 6.37% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 5 | $1.2M | $243,000 | 6.22% | 11% | 0% |
| MS | 3 | $635,000 | $211,667 | 7% | 0% | 0% |
| AR | 1 | $105,000 | $105,000 | 5.75% | 0% | 0% |
| FL | 1 | $215,000 | $215,000 | 6.5% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.