Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › American National Bank of Minnesota
American National Bank of Minnesota
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-7.1% vs 2024Originations
$3.6M
Loans x average loanAverage loan
$280,385
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 13 | $3.6M | $280,385 | n/a | 7% | n/a |
| 2024 | 14 | 14 | $1.3M | $92,857 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 12 | $1.1M | $95,000 | n/a | 8% | n/a |
| IL | 1 | $2.5M | $2,505,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.