Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › OREGON COMMUNITY CREDIT UNION
OREGON COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
85
+51.8% vs 2024Originations
$9.2M
Loans x average loanAverage loan
$107,706
Average interest rate
7.84%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 126 | 85 | $9.2M | $107,706 | 7.84% | 17% | 0% |
| 2024 | 105 | 56 | $4.8M | $85,893 | 8.5% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 80 | $8.6M | $107,750 | 7.8% | 17% | 0% |
| WA | 5 | $535,000 | $107,000 | 8.39% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.