Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Community Bank
First Community Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
91
+15.2% vs 2024Originations
$12.3M
Loans x average loanAverage loan
$135,330
Average interest rate
7.97%
Denial rate
9%
Home only share
2%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 133 | 91 | $12.3M | $135,330 | 7.97% | 9% | 2% |
| 2024 | 115 | 79 | $7.6M | $95,886 | 9.12% | 10% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 82 | $10.8M | $131,341 | 7.95% | 9% | 3% |
| MO | 8 | $1.0M | $125,000 | 8.16% | 7% | 0% |
| OK | 1 | $545,000 | $545,000 | 8% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.