Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Farmers-Merchants Bank and Trust
Farmers-Merchants Bank and Trust
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
-29.6% vs 2024Originations
$595,000
Loans x average loanAverage loan
$31,316
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 19 | $595,000 | $31,316 | n/a | 10% | n/a |
| 2024 | 36 | 27 | $1.2M | $43,889 | n/a | 17% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 19 | $595,000 | $31,316 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.