Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples Bank of Kentucky, Inc
Peoples Bank of Kentucky, Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
-1.9% vs 2024Originations
$4.3M
Loans x average loanAverage loan
$83,824
Average interest rate
n/a
Denial rate
14%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 76 | 51 | $4.3M | $83,824 | n/a | 14% | n/a |
| 2024 | 73 | 52 | $3.8M | $73,462 | n/a | 19% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 49 | $4.0M | $81,939 | n/a | 15% | n/a |
| OH | 2 | $260,000 | $130,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.