Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CLB The Community Bank
CLB The Community Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-70.3% vs 2024Originations
$675,000
Loans x average loanAverage loan
$61,364
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 11 | $675,000 | $61,364 | n/a | 8% | n/a |
| 2024 | 41 | 37 | $2.6M | $69,595 | n/a | 2% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 11 | $675,000 | $61,364 | n/a | 8% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.