Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICAN SOUTHWEST CREDIT UNION
AMERICAN SOUTHWEST CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+30.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$83,462
Average interest rate
7.3%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 13 | $1.1M | $83,462 | 7.3% | 13% | 0% |
| 2024 | 13 | 10 | $910,000 | $91,000 | 7.31% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 13 | $1.1M | $83,462 | 7.3% | 13% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.