Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Peoples Community Bank
The Peoples Community Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
+114.3% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$71,000
Average interest rate
n/a
Denial rate
16%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 15 | $1.1M | $71,000 | n/a | 16% | n/a |
| 2024 | 8 | 7 | $805,000 | $115,000 | n/a | 13% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 15 | $1.1M | $71,000 | n/a | 16% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.