Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › American Liberty Mortgage Inco
American Liberty Mortgage Inco
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+56.3% vs 2024Originations
$6.2M
Loans x average loanAverage loan
$249,800
Average interest rate
6.46%
Denial rate
10%
Home only share
52%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 25 | $6.2M | $249,800 | 6.46% | 10% | 52% |
| 2024 | 26 | 16 | $3.7M | $230,625 | 6.55% | 12% | 50% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 10 | $2.8M | $283,000 | 6.76% | 0% | 50% |
| FL | 10 | $2.3M | $232,000 | 6.27% | 14% | 50% |
| TX | 4 | $760,000 | $190,000 | 6.22% | 0% | 50% |
| AZ | 1 | $335,000 | $335,000 | 6.49% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.