Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Shore Federal Savings and Loan Association
First Shore Federal Savings and Loan Association
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
120
-17.2% vs 2024Originations
$13.2M
Loans x average loanAverage loan
$110,250
Average interest rate
n/a
Denial rate
15%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 219 | 120 | $13.2M | $110,250 | n/a | 15% | n/a |
| 2024 | 250 | 145 | $15.5M | $107,000 | n/a | 12% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| DE | 100 | $10.8M | $107,900 | n/a | 14% | n/a |
| MD | 19 | $2.3M | $121,316 | n/a | 16% | n/a |
| VA | 1 | $135,000 | $135,000 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.