Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Lisbon Community FCU
Lisbon Community FCU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-13.3% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$103,462
Average interest rate
6.44%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 13 | $1.3M | $103,462 | 6.44% | 7% | 0% |
| 2024 | 15 | 15 | $1.0M | $69,000 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 13 | $1.3M | $103,462 | 6.44% | 7% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.