Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ARKANSAS FEDERAL CREDIT UNION
ARKANSAS FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
61
+35.6% vs 2024Originations
$8.8M
Loans x average loanAverage loan
$144,016
Average interest rate
6.42%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 131 | 61 | $8.8M | $144,016 | 6.42% | 25% | 0% |
| 2024 | 69 | 45 | $6.0M | $133,000 | 6.53% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 58 | $8.5M | $146,034 | 6.41% | 26% | 0% |
| OK | 3 | $315,000 | $105,000 | 6.54% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.