Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JACKSON COUNTY BANK
JACKSON COUNTY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
-20.8% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$133,947
Average interest rate
6.74%
Denial rate
32%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 19 | $2.5M | $133,947 | 6.74% | 32% | 0% |
| 2024 | 38 | 24 | $3.5M | $144,167 | 6.94% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 19 | $2.5M | $133,947 | 6.74% | 32% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.