Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Desert Financial Credit Union
Desert Financial Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
142
+2266.7% vs 2024Originations
$13.0M
Loans x average loanAverage loan
$91,549
Average interest rate
6.6%
Denial rate
43%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 452 | 142 | $13.0M | $91,549 | 6.6% | 43% | 0% |
| 2024 | 37 | 6 | $1.3M | $216,667 | 6.6% | 46% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 142 | $13.0M | $91,549 | 6.6% | 43% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.