Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST BANK AND TRUST CO
FIRST BANK AND TRUST CO
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
+46.2% vs 2024Originations
$4.0M
Loans x average loanAverage loan
$105,526
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 48 | 38 | $4.0M | $105,526 | n/a | 10% | n/a |
| 2024 | 47 | 26 | $3.0M | $115,385 | n/a | 28% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 38 | $4.0M | $105,526 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.