Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BEDFORD LOAN & DEPOSIT BANK
BEDFORD LOAN & DEPOSIT BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+35.3% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$107,174
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 23 | $2.5M | $107,174 | n/a | 0% | n/a |
| 2024 | 20 | 17 | $985,000 | $57,941 | n/a | 5% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 23 | $2.5M | $107,174 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.