Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CONSUMERS CREDIT UNION
CONSUMERS CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
42
+5.0% vs 2024Originations
$6.0M
Loans x average loanAverage loan
$142,143
Average interest rate
6.68%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 69 | 42 | $6.0M | $142,143 | 6.68% | 4% | 0% |
| 2024 | 65 | 40 | $4.4M | $110,000 | 6.57% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 42 | $6.0M | $142,143 | 6.68% | 4% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.