Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Latino Community Credit Union
Latino Community Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
-12.0% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$173,636
Average interest rate
7.28%
Denial rate
19%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 36 | 22 | $3.8M | $173,636 | 7.28% | 19% | 0% |
| 2024 | 35 | 25 | $4.2M | $169,000 | 7.31% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 20 | $3.6M | $178,000 | 7.28% | 21% | 0% |
| SC | 2 | $260,000 | $130,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.