Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Whitesville State Bank
Whitesville State Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
+80.0% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$68,704
Average interest rate
n/a
Denial rate
23%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 27 | $1.9M | $68,704 | n/a | 23% | n/a |
| 2024 | 26 | 15 | $905,000 | $60,333 | n/a | 27% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 27 | $1.9M | $68,704 | n/a | 23% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.