Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FARMERS BANK & TRUST
FARMERS BANK & TRUST
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
+21.4% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$127,353
Average interest rate
8.35%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 17 | $2.2M | $127,353 | 8.35% | 9% | 0% |
| 2024 | 19 | 14 | $1.7M | $122,857 | 8.01% | 21% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 13 | $1.3M | $101,154 | 8.69% | 12% | 0% |
| TX | 4 | $850,000 | $212,500 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.