Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SOLARITY CREDIT UNION
SOLARITY CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+500.0% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$106,667
Average interest rate
7.85%
Denial rate
34%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 38 | 18 | $1.9M | $106,667 | 7.85% | 34% | 0% |
| 2024 | 13 | 3 | $785,000 | $261,667 | 6.96% | 62% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 18 | $1.9M | $106,667 | 7.85% | 34% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.