Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Charter West Bank
Charter West Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+600.0% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$149,286
Average interest rate
6.88%
Denial rate
39%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 7 | $1.0M | $149,286 | 6.88% | 39% | 0% |
| 2024 | 13 | 1 | $225,000 | $225,000 | 6.88% | 46% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 7 | $1.0M | $149,286 | 6.88% | 41% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.