Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bluestone Bank
Bluestone Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+5.6% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$183,421
Average interest rate
n/a
Denial rate
4%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 19 | $3.5M | $183,421 | n/a | 4% | n/a |
| 2024 | 25 | 18 | $2.6M | $144,444 | 6.83% | 24% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 19 | $3.5M | $183,421 | n/a | 4% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.