Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bronco Federal Credit Union
Bronco Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
-18.2% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$125,000
Average interest rate
6.62%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 9 | $1.1M | $125,000 | 6.62% | 0% | 0% |
| 2024 | 11 | 11 | $875,000 | $79,545 | 6.65% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 9 | $1.1M | $125,000 | 6.62% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.