Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE BENNINGTON STATE BANK
THE BENNINGTON STATE BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+50.0% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$290,000
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 6 | $1.7M | $290,000 | n/a | 10% | n/a |
| 2024 | 7 | 4 | $380,000 | $95,000 | n/a | 29% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 6 | $1.7M | $290,000 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.