Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST UNITED BANK & TRUST
FIRST UNITED BANK & TRUST
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
-30.8% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$221,667
Average interest rate
n/a
Denial rate
25%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 9 | $2.0M | $221,667 | n/a | 25% | n/a |
| 2024 | 18 | 13 | $2.3M | $179,615 | n/a | 11% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MD | 5 | $1.1M | $229,000 | n/a | 38% | n/a |
| WV | 4 | $850,000 | $212,500 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.