Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ORIGINPOINT, LLC
ORIGINPOINT, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+114.3% vs 2024Originations
$9.8M
Loans x average loanAverage loan
$328,000
Average interest rate
6.55%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 51 | 30 | $9.8M | $328,000 | 6.55% | 10% | 0% |
| 2024 | 18 | 14 | $4.8M | $345,714 | 6.84% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 9 | $4.1M | $456,111 | 6.42% | 12% | 0% |
| CA | 6 | $2.7M | $453,333 | 6.65% | 9% | 0% |
| TX | 2 | $490,000 | $245,000 | 5.6% | 0% | 0% |
| MI | 2 | $410,000 | $205,000 | 7.56% | 0% | 0% |
| TN | 2 | $220,000 | $110,000 | 6.38% | 0% | 0% |
| NC | 2 | $500,000 | $250,000 | 6.38% | 33% | 0% |
| CO | 2 | $400,000 | $200,000 | 6.63% | 0% | 0% |
| WY | 1 | $265,000 | $265,000 | 7.13% | 0% | 0% |
| IN | 1 | $225,000 | $225,000 | 6.93% | 0% | 0% |
| KS | 1 | $175,000 | $175,000 | 6.75% | 0% | 0% |
| SC | 1 | $125,000 | $125,000 | 6.5% | 0% | 0% |
| VA | 1 | $205,000 | $205,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.