Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EQUITY RESOURCES INC
EQUITY RESOURCES INC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
76
+43.4% vs 2024Originations
$15.0M
Loans x average loanAverage loan
$197,368
Average interest rate
6.7%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 101 | 76 | $15.0M | $197,368 | 6.7% | 11% | 0% |
| 2024 | 82 | 53 | $9.6M | $181,415 | 6.88% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 27 | $5.5M | $203,889 | 6.77% | 8% | 0% |
| NC | 22 | $4.1M | $186,818 | 6.66% | 13% | 0% |
| PA | 9 | $1.9M | $210,556 | 6.55% | 9% | 0% |
| SC | 7 | $1.2M | $173,571 | 6.55% | 10% | 0% |
| VA | 6 | $1.3M | $218,333 | 6.88% | 0% | 0% |
| FL | 2 | $300,000 | $150,000 | 6.88% | 33% | 0% |
| MI | 1 | $205,000 | $205,000 | 6.63% | 50% | 0% |
| MD | 1 | $285,000 | $285,000 | 6.75% | 0% | 0% |
| KY | 1 | $175,000 | $175,000 | 6.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.