Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Siouxland Federal Credit Union
Siouxland Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+100.0% vs 2024Originations
$270,000
Loans x average loanAverage loan
$135,000
Average interest rate
6.62%
Denial rate
33%
Home only share
50%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 2 | $270,000 | $135,000 | 6.62% | 33% | 50% |
| 2024 | 3 | 1 | $35,000 | $35,000 | 9% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 1 | $65,000 | $65,000 | 7.49% | 50% | 100% |
| SD | 1 | $205,000 | $205,000 | 5.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.