Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WALLICK AND VOLK, INC.
WALLICK AND VOLK, INC.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-80.6% vs 2024Originations
$3.2M
Loans x average loanAverage loan
$247,308
Average interest rate
7.02%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 13 | $3.2M | $247,308 | 7.02% | 11% | 0% |
| 2024 | 97 | 67 | $14.5M | $216,642 | 6.77% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 6 | $1.6M | $263,333 | 7.31% | 11% | 0% |
| WY | 3 | $595,000 | $198,333 | 6.88% | 0% | 0% |
| TX | 2 | $390,000 | $195,000 | 6.88% | 0% | 0% |
| WA | 2 | $650,000 | $325,000 | 5.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.