Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Stockman Bank of Montana
Stockman Bank of Montana
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
102
+22.9% vs 2024Originations
$19.1M
Loans x average loanAverage loan
$187,451
Average interest rate
7.26%
Denial rate
9%
Home only share
7%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 139 | 102 | $19.1M | $187,451 | 7.26% | 9% | 7% |
| 2024 | 121 | 83 | $17.2M | $207,771 | 7.57% | 15% | 12% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MT | 102 | $19.1M | $187,451 | 7.26% | 9% | 7% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.