Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ENVISTA FEDERAL CREDIT UNION
ENVISTA FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
-58.3% vs 2024Originations
$585,000
Loans x average loanAverage loan
$117,000
Average interest rate
6.13%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 5 | $585,000 | $117,000 | 6.13% | 14% | 0% |
| 2024 | 15 | 12 | $1.6M | $129,167 | 6.96% | 13% | 8% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 5 | $585,000 | $117,000 | 6.13% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.